It is more than predicting our income and expenses. We define budgeting as productively optimizing finances. Nobody wants budgeting to be unproductive, but most of us have felt like it was when we were learning how to do it well. This course was created by John and Jeanine Farrar, two certified budget coaches who used their experience and conversations with other budgeting coaches to bring clarity and productivity to something too many people struggle with when they don’t need to.